
BCT Circular 2026-10: new rules for Tunisian payment institutions
Central Bank of Tunisia Circular No. 2026-10 of 25 September 2026 replaces Circular 2018-16 on payment institutions. Account ceilings rise to 1,500, 5,000 and 20,000 dinars, remote onboarding requires liveness checks and two-factor authentication, an annual security audit by an ANCS-certified firm becomes mandatory, and reporting to the BCT moves to coded XML returns. It enters into force three months after publication.

